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Thorough Storm Damage Evaluation
Precision inspections. Proactive claim management. Properly funded roof replacement.
Adjuster Coordination
When your insurance adjuster arrives, we’re there.
Our lead inspector meets the adjuster on-site, walks the roof together, and professionally documents hail and wind damage that could otherwise be overlooked. We ensure measurements, slope counts, accessories, flashing, ventilation, and collateral damage are properly identified from the start.
That first meeting sets the tone for the entire claim.
Detailed Scope & Code Review
Approval is just the beginning.
We carefully review the carrier’s scope of work line-by-line to confirm everything required for proper replacement is included — including local building code upgrades.
If items are missing, we proactively pre-supplement before installation begins. This prevents delays, change orders, and funding gaps — ensuring your roof is installed correctly and fully funded.
After installation, we submit all required completion documents, invoices, and photos to your carrier.
We ensure recoverable depreciation is released promptly and your claim is properly closed — with no loose ends.
Our goal is simple: a smooth process, proper funding, and a roof replaced the right way
Depreciation & Final Settlement
What is Claim Assistance?
We manage the details so your claim is handled properly from the start.
Our team documents storm damage thoroughly, meets with adjusters on-site, and proactively addresses overlooked items — including required code upgrades — before installation begins. The result is a smoother process and a properly funded roof replacement.
Our Promise
We treat every roof as if it protects our own home.
From the first inspection to final installation, we operate with precision, transparency, and respect for your property — ensuring your home is protected properly and professionally.
FAQs
Do I need to meet the insurance adjuster?
Yes — and you shouldn’t do it alone.
We meet your adjuster on-site to ensure all damage is properly identified and documented. Having a roofing professional present helps prevent overlooked items and sets the tone for a thorough claim review.
What if my insurance company misses something?
This happens more often than homeowners realize.
We review the carrier’s scope line-by-line to confirm all materials, accessories, and required building code upgrades are included. If items are missing, we proactively supplement before installation begins to ensure your roof is properly funded.
What is recoverable depreciation?
Many policies pay in two phases:
• Actual Cash Value (initial payment)
• Recoverable Depreciation (released after completion)
After your roof is replaced, we submit the required documentation so your remaining funds are released promptly.
Will filing a claim raise my rates?
Storm damage claims are typically classified as “acts of nature” and are handled differently than at-fault claims. While insurance policies vary, individual claims for storm damage generally do not function the same way as auto claims.
Can I upgrade my shingles or other roofing components during the claim process?
Yes — many homeowners choose to upgrade during replacement.
Insurance covers restoring your roof to its pre-loss condition. If you would like to upgrade to a higher-impact shingle, enhanced ventilation, or premium accessories, we can apply your approved insurance funds toward the base scope and simply outline the cost difference for any upgrades.
We provide clear pricing and documentation so you can make informed decisions without disrupting your claim.
Will Class 4 impact-rated shingles reduce my insurance premium?
In many cases, yes.
Some insurance carriers offer premium discounts for UL 2218 Class 4 impact-rated shingles because they are designed to better withstand hail. However, discounts vary by carrier and policy, and not all insurers offer the same credit.
We recommend homeowners contact their agent to confirm eligibility before upgrading. If you choose a Class 4 shingle, we provide the required manufacturer documentation and installation verification needed for your carrier.
Contact Us
Reach out for help with your insurance claim today.